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0121 507 8706


Landlords Residential & Commercial

We offer a range of insurance products for Landlords Residential & Commercial.

Block of Flats

If you own a block of flats or apartments it’s essential you have the right insurance in place to protect your investment against the unexpected. Insurance for flat owners is typically designed to provide protection against damage and legal action plus you may also tailor your flatowner policy by selecting additional covers such as loss of rent, to give you added security and peace of mind.

Flat owner insurance at a glance

Our Product Range is ideal for owners of property where a number of flats sit within a block. This policy can include:

  • Buildings and contents cover
  • Property owners liability
  • Employers’ liability
  • Personal Accident
  • Loss of rent cover
  • Legal expenses

As an owner of a block of flats, there are a number of events that could lead to claims being made against you, so it’s essential to ensure you have the right protection in place. Flat owner insurance will typically incorporate cover to protect you against a loss from a wide range of events, such as fire, flood, storm and many more. Your buildings and contents can also be protected against accidental damage or subsidence as well as damage caused by tenants offering you a broad range of protection for your investment.

As a landlord, you also have a duty to ensure the safety of your tenants, and any other visitors to your apartment blocks, such as contractors, tenants’ guests and letting agents. If someone fell down the stairs for instance and sustained an injury, you may be liable to pay compensation. Property owners liability insurance is included as standard for up to £2 million, meaning that should something unexpected happen, you’re protected up to this amount for any compensation and associated costs you may be liable to pay.

Flat owner insurance can incorporate a number of optional covers to protect you against a whole host of eventualities, such as employers’ liability, loss of rent, personal accident and terrorism cover.

For more information regarding this insurance, call us today on 0121 507 8706 or email any queries or enquiries to

For a FREE, No Obligation quote, call us on 0121 507 8706
Alternatively, click the Get a Quote button to get started

Our other products include:

Construction & High Risk Insurance
Landlords & Religious Buildings
Motor Fleet & Trade
Public Liability & Professional Indemnity
Shop, Office & Retail
Haulage, Marine & Freight
Aviation & Airside Insurance
Leisure & Hospitality

Birmingham Office

RBA Commercial Insurance Ltd
Gill House
140 Holyhead Road
B21 0AF

Tel: 0121 507 8706

Authorised and regulated by the Financial Conduct Authority. FCA No: 928009

RBA Commercial Insurance Ltd
Company Registration No. 09148855

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